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The United States concluded its 60th quadrennial presidential election, electing a Republican as the nation's next commander and chief and 47th President to serve in the White House. In addition, the election results turned the US Senate over to the Republicans after four years of Democrat control. With another layer of uncertainty related to elections removed from markets, market prices are adjusting to the anticipated policies of the new administration.

Many cultures of past and present have symbolized September as the harvest month. Throughout Switzerland, the word used in place of September is Herbstmonat, which translates to harvest month. Former Anglo-Saxon tribes who used to inhabit parts of Great Britain knew September as barley month called Gerstmonath. Financially and metaphorically speaking, this September harvested the first federal interest rate cut in a series of future cuts expected for the economy since the Federal Reserve raised monetary policy rates eleven separate times, starting in 2022.

Time looks ready to expire on the elevated short-term interest rates that investors have enjoyed over the past few years. For far longer than most probably expected, the Federal Reserve maintained restrictive interest rate policies on the economy to drive inflation out. The Federal Reserve's restrictive policies that introduced higher interest rates to the markets benefited Investors without much economic damage. But, the current interest rate policy and cycle won't last forever because it can eventually turn counterproductive to economic growth and employment.